Use cases
Smyrna, by role
Smyrna FastPay is built around one simple event: an approved invoice. Once a buyer approves an invoice, the supplier can be paid within 24 hours, while the buyer keeps its agreed payment terms. What that changes depends on which side of the invoice you are on - and where you sit.
Buyer Use Cases
CFO
Stronger suppliers without weaker working capital
Extending payment terms improves a buyer's own cash position, but it moves the financing burden onto suppliers - and with it, risk back into the supply chain. Smyrna FastPay lets suppliers be paid within 24 hours of invoice approval while the buyer keeps its agreed terms, so the business can support its supply base without giving up the working-capital gains it has worked for.
Read the use case→Chief Procurement Officer
Making supplier resilience part of supplier management
Procurement teams evaluate suppliers on price, quality, delivery and capacity - but a critical supplier that runs short of cash can become as serious a vulnerability as a single-source factory. By offering earlier payment on approved invoices, procurement can strengthen strategic suppliers, deepen relationships and make the organisation a customer of choice.
Read the use case→Corporate Treasurer
Earlier payment for suppliers, unchanged cash flow for the business
Treasury teams are measured on liquidity, funding costs and predictable cash positions. With Smyrna FastPay, the buyer's settlement date stays exactly where it was agreed - only the supplier's access to liquidity is moved forward. Supporting suppliers no longer has to compete with the company's own cash planning.
Read the use case→Head of Payments
Turning invoice approval into a value-creating step
Accounts payable already does the work that matters most: checking deliveries, matching invoices and approving them for payment. In Smyrna FastPay, that approval is what allows the supplier to be paid early. An existing process becomes a direct benefit to suppliers, without changing when or how the buyer settles.
Read the use case→Supplier Use Cases
Supplier CFO
Get paid within 24 hours of invoice approval
For suppliers, the challenge is rarely profitability - it is the 30, 60 or 90 days between delivery and payment. Smyrna FastPay turns approved invoices into cash within 24 hours. Because the financing is based on an invoice the buyer has already approved, it can be simpler and more cost-effective than traditional factoring, with less administration along the way.
Read the use case→Supplier CEO
Growth without the cash-flow constraint
The faster a supplier grows, the more cash it has tied up in receivables - and a profitable business can still run out of money. Earlier payment on approved invoices means new orders, larger customers and investment in capacity no longer have to wait for the payment term to run its course.
Read the use case→